Insider Guide

March, 2023

Client Appreciation Event

Save the Date!

Client Appreciation Event |  Sunday, April 23rd  |  1-4 pm

As a token of our appreciation, let us treat you to an afternoon at Rocky’s Lake Estate in Woodstock, GA 

  • delicious food & dessert
  • beer and wine
  • gorgeous lake and fire pit

and an outpouring of our appreciation for you!

It’s an event you won’t want to miss! To secure your spot make sure you RSVP 

Paint and Sip event

Paint and Sip event

Cue music – “All the single ladies” – well, all the single ladies over 50! 

We are hosting a free Sip & Paint event at our office –
238 River Park N. Dr. Woodstock, GA 30188

March 30 –  6:00-8:00 PM

If you would like to attend, please RSVP to Tara by clicking the button below. We only have 8 spots left!  

Thank you for completing the SMA agreement

Thank you for your help in completing the SMA, Agreement Express Project. We acknowledge it took your time and effort to complete and we are grateful for your understanding and cooperation. We appreciate you.  Thanks!

You could be earning more on your uninvested cash

Where should you hold your emergency fund to get the best interest rate? There are a lot of good options but Fidelity is very convenient since as a client you are already using Fidelity for your investment accounts. Here’s a link to Fidelity’s money market funds information. 

Rates as of 3/7/2023 are currently 4.23%! 

Benefits of saving 15% for retirement

To help you reach your long-term retirement goals, we recommend setting aside 15% towards your Retirement. If you are not already setting aside 15% and would like to do so, please reach out to the administrator of your employer 401k, or your Financial Advisor at Goodwin Investment Advisory.

2023 retirement & tax planning

We understand that changes in tax & other regulations can be overwhelming as you plan ahead for retirement and taxes. We thought we would make your life a bit simpler by making a one-page “cheat sheet” that you could download and reference. Click the button below to download the “2023 Retirement & Tax Planning Quick Sheet”

Real Estate update

by Tim Goodwin

It’s all about perspective! Looking back 1 – 15 years on mortgage rates would make you feel like current rates are high. However, those of us who got mortgages before 2009, remember all too well that these kind of rates were very normal. Actually, the further you go back in history, the higher the mortgage rates were. I was born in 1981 when rates peaked at over 18%! Can you imagine paying 18% on a 30-year mortgage? No thank you. So, don’t be too hard on yourself if you buy a house or invest in real estate in these current conditions – many of us survived and thrived on much higher rates in the past. 

According to the US National Home Price Index, the average home price has declined about 4.5% since June 2022. That’s not the case all over the US. I know of a home in Blue Ridge, GA that sold on Friday for 2.5% less than the asking price with the buyer paying all closing costs. A buddy of mine, who sells real estate in Ohio, continues to receive offers over asking for his listings. If you are a real estate investor or want to be one, sitting on the sidelines might not be a bad idea, however, if a good deal comes your way, give it a nice hard look – it could still turn out to be a good long-term investment. And, if you need a second pair of eyes, never hesitate to reach out to Team GIA. We love discussing real estate investing with our clients!

blog update

We  currently send out a blog every other Tuesday.  Our recent blog titled, “Social Security: Will it be there when I retire?” addresses some of the big questions you may have concerning Social Security, including our thoughts on whether it will be available for you in the future.  Another recent blog we wrote was about 20 money conversations you can have to improve your finances, which we have now turned into a printable pdf for your convenience.  Click the button below to download it. 

If you have any topics you would like us to cover or discuss in the Insider or in a blog, please reach out to Tara Bruce at

Spring happenings

Woodstock Arts new exhibit

Peer through the looking glass March 2-April 30.  

Come peer through the looking glass with us! This exhibition explores the intersection of art and science as seen through the lenses of microscopes and telescopes. By revealing realms invisible to the human eye, these optical devices have dramatically altered the way we view the universe and our place within it.

Luck of Avalon

March 17, 5:00-9:00 PM @Avalon in Alpharetta

Experience a purely gold St. Patrick’s Day celebration during Luck of Avalon. Calling all lads, lassies, and little leprechauns! Join us as we celebrate St. Patrick’s Day, Avalon style at Luck of Avalon. Get ready to sham-ROCK the night away in the Plaza with special performances, live music, Irish flair + of course, green beer.

Shamrock Downtown Woodstock Pub Crawl

March 18, 2:00-6:00 PM

Crawl-goers visit participating bars and restaurants enjoying themed food and beverage specials.

When you arrive at you first restaurant on the crawl, grab an entry form and place an order. For each restaurant visited, you will receive a stamp on your entry form. Once you have five stamps, turn in your entry to any participating restaurant to be entered to win event prizes. Winners will be drawn from the entries and announced on Visit Woodstock GA social media!

Bread Making for Beginners with Chef Michelle

March 19, 12:00-3:00 PM

Bread Making for Beginners (Hands-On class)
@ the Leaning Ladder in Woodstock
Menu to Include:
Rustic Crusty Bread, Pretzels, English Muffins

Please note: Coffee / Tea Bar will be set up. No other food will be served. Please plan accordingly. This class is fun, but also a hands-on labor intensive class and you can eat what you make. It is $89.00 and you can register here

Brookhaven Cherry Blossom Festival

March 25-26, 2023
What do you get when you mix incredible live entertainment, a whimsical artist market featuring over 100 local and regional artisans, a Kidz Zone loaded with fun, Dog Lure Chasing, a Classic Car Show, and local eats and drinks?
The Brookhaven Cherry Blossom Festival, returning to Blackburn Park on Saturday, March 25 and Sunday, March 26. Headliners for this year’s festival will be Hanson and Band of Horses. Don’t miss out on Georgia’s second-largest music festival! Click here for more info. 
Disclosure – All investment carries risk, and we cannot guarantee performance or results. The ideas and questions shared are based on our experience, and may not apply to your specific situation. GIA does not earn any compensation from any of the community events listed, and you should consider your own health situation and preferences before attending any of the events. Please contact us for any questions relating to the content above, or to discuss your specific situation.

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By Published On: March 15th, 2023

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About the Author: Tara Bruce

Tara Bruce
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