How ordinary people build wealth, live with purpose, and retire with confidence

The 7 Secrets of Happy Millionaires

A practical, principle-driven guide for affluent people who want more than having enough money to retire. They want clarity, confidence, and a life that feels rich long after the spreadsheets are closed.

  • Retire with clarity and confidence, not lingering doubt

  • Align your wealth with your values, marriage, and purpose
  • Avoid the quiet mistakes that erode joy in retirement
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You’ve done well. So why does retirement still feel uncertain?

  • Do we actually have enough?
  • When can we stop?
  • What happens if the market crashes again?
  • What will we do with our time?
  • Will our marriage, health, and purpose thrive… or drift?

This book isn’t about chasing more wealth. It’s about stewarding what you’ve already built, so you can retire well.

what we hope you’ll walk away with

  • Clarity on when you can retire with confidence
  • A financial plan that supports your lifestyle and legacy
  • Stronger marriage and family conversations around money
  • Awareness of the quiet mistakes that erode joy in retirement
  • A clearer connection between your wealth and your values
  • A plan that grows with you as life changes
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get the free companion material
when you download the PDF book

delivered instantly by email

the 7 deadly sins
and heavenly virtues

(Companion Devotional Series)

They are designed to help you reflect not only on your financial habits but also on your heart. Each devotional pairs one of the 7 deadly sins with its opposing virtue, drawing from both modern financial stories and timeless biblical wisdom.

Aspirations, Goals & Lifestyle Objectives worksheet

Gain clarity on what you truly want from life with this free fillable PDF worksheet. Designed to help you reflect, organize your thoughts, and create a meaningful vision for your future.

Tim-2025

meet Tim Goodwin, CFP®

Financial advisor and storyteller who has spent decades guiding clients through retirement decisions. Known for calm, principle-driven planning that connects money to life, relationships, and values.

  • Decades advising retirement-focused families

  • Real-life stories and practical planning principles

  • Values-first approach to stewardship and generosity

  • CERTIFIED FINANCIAL PLANNER® Professional

  • Founder and CEO of Goodwin Investment Advisory

because the real goal isn’t just to retire wealthy

it’s to retire well

faq

This book is written for affluent Americans who are approaching retirement or newly retired, generally between ages 50 and 65. It is especially for the “millionaire next door” type of family, people who built wealth quietly and steadily over time. These are often people who lived below their means, paid off their home, invested consistently for decades, and now want clarity about what comes next. They want confidence that they can retire well, that their money can support them for the long haul, and that their wealth can be used not only for security, but also for a meaningful life, a strong marriage, generosity, family experiences, and lasting impact.

On Amazon, paperback is available. On this page we offer a free PDF download version. 

This book is grounded in timeless biblical wisdom, and each secret is supported by principles that reflect that foundation. At the same time, it is written for a broad audience and is meant to be helpful, thoughtful, and accessible, whether or not someone comes from a Christian background.

The goal is not to be preachy or exclusive. It is to offer enduring wisdom about money, purpose, retirement, and living well.

The companion devotional series and Aspirations, Goals, and Lifestyle Objectives Worksheet are currently only available for free on our website when you download the PDF version of the book or when you provide your information above to download the companion and worksheet material. It is not included when the book is purchased on Amazon.

Yes. We plan to offer bulk order options for teams, churches, organizations, and book clubs. In some cases, these orders may include additional companion resources available only through direct purchase. Please contact us through the website to learn more.

Yes. Tim is open to select speaking opportunities for groups, churches, and organizations. If you are interested, please reach out through our website and share a few details about your event.

praise for The 7 Secrets of Happy Millionaires

Dale Alexander

Dale Alexander

CFP® Professional, motivational speaker, and author of the book “The Talk (about money)”

“Tim Goodwin understands what many advisors miss: retirement isn’t a math problem, it’s a life transition. This book offers the clarity, wisdom, and steady perspective families need as they step into their next chapter.”

Dale Alexander is a member of GIA’s investment committee, for which he receives a nominal compensation. However, GIA did not provide any cash or non-cash compensation in return for the endorsement above. His opinions and comments may not be representative of any other person’s experience with the firm or the book.

retire with peace, purpose, and joy — not just a bigger number

get the book and the companion devotional series to start the right conversations