At Goodwin Investment Advisory, we’ve had the honor of walking alongside many self-made millionaires—the quiet, hard-working achievers who’ve built wealth from steady hands, wise decisions, and discipline over time. You may not think of yourself as “rich,” but you’ve lived below your means, saved intentionally, invested wisely, and now you’re here. Maybe you’re already a millionaire. Maybe you’re on your way. Either way—congratulations. That’s no small thing.

What does living richly mean to you?

Your rich may look different

For some, rich looks like retiring early to a mountain cabin and hiking with the grandkids. For others, it’s traveling the world, giving generously, or simply having the freedom to stress less about money. Maybe your rich means working less and living more. Or preserving your lifestyle while knowing you won’t run out of money later.

No two people define wealth the same way. And that is precisely where we come in.

We don’t believe in cookie-cutter retirement plans or financial advice that doesn’t reflect your values. At Goodwin Investment Advisory, we sit down with you—coffee in hand, listening well—and help you define your version of rich. Then we help you plan to live it.

The questions we often hear:

Many of our clients come to us asking:

“Can I afford to retire and live the way I want?”
“I’ve done well, but how do I create sustainable income that will last?”
“What if I outlive my money—or my partner does?”
“What if something unexpected throws off my plan?”
“I don’t want to manage everything alone anymore.”

These are not just financial concerns. These are life concerns. We understand that money is not just numbers. It’s security. It’s your legacy. It’s peace of mind. It’s the life you’ve worked hard to create—and now want to preserve.

Where we come in

We specialize in helping emerging and established millionaires like you plan the next season with clarity, confidence, and purpose.

Here’s how we do that:

It starts with you — your story, your dreams, your goals (not just your accounts).
Build your diversified portfolios aligned with your risk tolerance and income needs to help you continue to grow your wealth for your retirement.
Provide detailed retirement income projections that help you see how to maintain your lifestyle in retirement and where adjustments can add confidence. This also allows you to choose the best time to retire.
Partner with your CPA (or introduce you to our in-house strategic partner) to reduce taxes and keep more of what you earn.
Identify any gaps and offer personalized strategies to help protect your future.

Tools to support your version of rich

We provide access to user-friendly financial planning tools, including:

A secure client portal with your entire financial picture in one place
Customized retirement income modeling
Annual reviews and strategy sessions to adjust as life changes
Insights on Social Security, tax minimization strategy, Roth conversions, estate planning, and more

Partnering toward your vision

We believe in collaborative planning—with you, not for you. That means listening deeply, dreaming big with you, and making practical, strategic plans to support your version of a rich life. Whether you’re focused on retiring well, leaving a legacy, spending without guilt, or giving generously—we’ll help you get there with wisdom and care.

We’re here to make the complex feel simple, to walk with you through transitions, and to celebrate your wins and milestones. We will be here to problem-solve when needed and, most of all, to help you live fully, now and in the future. Want to learn why our clients keep us even during volatile markets? Check out this article.