Monthly Insider – September, 2025

Congratulations, Ray!

Our very own Ray Brown recently became a dad! We’re so excited for Ray and Lindsey as they welcome their new little one.

Hendrix Jule Brown, aka Henry
Birthday – 8/15

Annual Financial Check-Up: 7 Smart Reminders

As summer winds down, it’s a great time to pause and make sure your financial life is running smoothly. Think of it like a routine check-up—just a few simple habits that can make a big difference over time. Here are seven smart reminders worth revisiting at least once a year:

1. Review your subscriptions

Little things add up! Look at your monthly charges—don’t forget those hidden ones through Apple or Google. Cancel what you no longer use to free up cash for bigger priorities.

2. Revisit your 401(k) or workplace plan

Ensure it’s on track. Check performance, review your risk level, and consider rebalancing to keep your investments aligned with your goals.

3. Update your net worth statement

Your net worth is like your financial “dashboard.” Updating it once a year helps you see your progress. You can track this easily through your gMoney portal with us.

4. Increase your savings rate

Can you boost your monthly contributions by even 1–2%? Whether it’s a 401(k), Roth IRA, 529 plan, or regular savings account, small increases today can create a big difference over time.

5. Put excess cash to work

Once your emergency fund is solid, don’t let extra cash sit idle. Consider investing it so your money works as hard as you do.

6. Refresh your beneficiary designations

Life changes—marriage, births, or when kids become financially independent—can make old beneficiary choices outdated. Take a moment to confirm your designations on retirement accounts, life insurance, and other policies.

7. Review your insurance coverage

As your life evolves, so do your insurance needs. Double-check that your life, health, disability, home, and umbrella policies are still providing the right level of protection.

Need guidance? If you’d like our team to walk through any of these steps with you or help identify other opportunities, we’re always just a call or email away.

Thank you for letting us help you find your “rich!”

Our recent blog, “Let us help you find your rich,” highlights something we truly enjoy—helping you uncover your own version of rich.

What does rich mean to you? We’ve had the honor of walking alongside many of you who are self-made millionaires—the quiet, hard-working achievers who’ve built wealth from steady hands, wise decisions, and discipline over time. You may not think of yourself as “rich,” but you’ve lived below your means, saved intentionally, invested wisely, and now you’re here. Maybe you’re already a millionaire. Perhaps you’re on your way. Either way—congratulations. That’s no small thing. If you know anyone who might benefit from this blog, please share it using the link below.

Navigating a sudden wealth event: How Goodwin Investment Advisory can help you plan wisely

A sudden increase in wealth can be super exciting, whether from an inheritance, business sale, settlement, or stock investment, but it can also feel overwhelming.

You might be wondering:

• “What do I do with this money?”
• “How do I minimize taxes?”
• “How do I protect it for the long-term?”
• “Who can I trust to help guide these decisions?

If someone you know could benefit from this blog, please share the link below.

In this heartwarming (and hilarious) episode of the Money Pig Podcast, Tim Goodwin is joined by his three amazing daughters—Shiloh, Eden, and Canaan—for a real family conversation about money, giving, saving, investing, and how they use the Greenlight app to learn smart financial habits. From surfing in Hawaii to stock market wins (and a few losses), the Goodwin girls share their unique perspectives on managing money at different ages.

Whether saving for a car, giving to causes that matter, or investing in companies like NVIDIA and Target, this episode is packed with laughs, lessons, and real-life takeaways for families looking to raise financially savvy kids.

They’ll talk about:

• Chores, allowance, and how Greenlight helps manage their “Spend, Save, Give” buckets
• Learning the value of giving (and how giving makes you feel great)
• Investing in individual stocks and learning to ride the market ups and downs
• Why financial conversations at home matter—and how to keep it fun