risk management
Our team can help you identify risks that could considerably diminish your wealth. Through insurance assessment we can partner you with top-tier private insurance solutions. While we like to encourage you to focus on what may go right with your situation, it’s also crucial to examine how you may be negatively impacted without proper defenses in place. It is often prudent and more cost effective to transfer risk to an insurance company to minimize the financial damage of an unanticipated event in your life or that of a loved one.
We want to help you minimize your risk, but we do not sell you products. We have your best interest in mind when we discuss risk management options with you and we have no hidden agendas.
some of the ways we help you navigate insurance in your financial planning process may include:
term life insurance
term life insurance
Considers income replacement as well as business succession funding and estate planning through a vehicle which may be income-tax and estate-tax free, if structured properly.
long-term disability insurance
long-term disability insurance
Protects your income in the event you are unable to work prior to financial freedom. You are 3 times more likely to be disabled prematurely than to die prematurely.
long-term care insurance
long-term care insurance
Provides financial support for you to age well with coverage for respite care, in-home care, assisted living, nursing home care, or memory care.
private property and casualty insurance
private property and casualty insurance
Auto Insurance, Homeowners Insurance, Renters Insurance, boats, planes, and/or liability insurance for complex estates.
GIA and its representatives do not offer or sell insurance products. It is ultimately your responsibility to identify, mitigate, and insure against various risks. However, we would like to serve as your guide.
