Some of the ways we may recommend you employ insurance in the financial planning process include:
Term Life Insurance: Considers income replacement as well as business succession funding and estate planning through a vehicle which may be income tax and estate tax free, if structured properly.
Long-term Disability Insurance: Protects your income in the event you are unable to work prior to financial freedom. You are 3 times more likely to be disabled prematurely than to die prematurely.
Long-Term Care Insurance: Provides financial support for you to age well with coverage for respite care, in-home care, assisted living, nursing home care, or memory care.
Property and Casualty Insurance: Auto Insurance, Homeowners Insurance, Renters Insurance, boats, and liability insurance.